motor vehicle insurance

What sorts of car insurance cover are available from The Travelers Indemnity Company?

What sorts of car insurance cover are available from The Travelers Indemnity Company?The types of car insurance cover that is available from The Travelers Indemnity Company include bodily injury, property harm, medical payments, and harm from fire and theft.

Does company insurance or Workman’s Comp cover car accidents while working?

If you were truly injured you most likely are covered by your employer. Your car is a different matter however, and workmans compensation certainly won’t pay for that. You have every right to obtain an atty. w/ the expectations of a victory. Even if you are having no luck w/ the ins. co.’s your company is 100% liable for both your physical and vehicle harm loss being as tho’ you were on the job. I do a lot of errands where I work banking etc. my boss purchased a separate insurance policy to cover my driving while working for him. It was very inexpensive and solved a lot of problems. you boss bought a non-ownerd auot liabilit not anything esle. this provides liability for the business when you drive. In the UK – the response to this question depends on how the RTA that occurs for example: 1. If the vehicle had a defect which cuased your accident your employer is liable. The car is work equipment and a employer has rigorous liability for accidents from such defects. Two. If the accident was caused by the employee – the employer will have insurance to cover the other guiltless driver’s injuries, but proabably no the employees. Three. If the RTA was caused by the other driver – the other driver’s insurance will pay for the employees injuries. ResponseYour employer is mandated by law to carry Worksman Comp Insurance, which covers you for all injuries on the job, unless, you commited deliberate and negligent act. In this case your claim may be denied.

Does homeowners’ insurance cover physical loss harm claims by car rental companies?

Homeowners policies do not cover harm to motorized vehicles(except lawnmowers, golf carts, off-road vehicles, electricwheelchairs). SOMETIMES there is coverage for boats & theirtrailers when stored in an enclosed building on the premises.

If you loan your car to a step-child who does not live with you will the insurance company cover in case of an accident?

Anyone you give permission to is covered on your policy. Family members are certainly covered, even step children no living with you. Do not use this availability as primary insurance for them tho’. They should be listed on the residential parent’s policy.

Does your insurance company covers you if the car you’re driving isn’t insured?

Maybe, (barring any exclusions in the policy), if an insured driver, drives an uninsured vehicle, many/most times their policy will kick in. However not always !! Sometimes, it will only come in for the very first party harm. Many many questions would have to be answered (ie, do you drive this uninsured vehicle often? was this a one time thing? how long has this vehicle been uninsured? why were you driving it? and of course the facts of loss, re: are/were you negliegent, and at fault to begin with?) If you have had a loss/accident while driving an uninsured vehicle, turn the claim in to your carrier, instantly. If you haven’t and are just wondering, I would NEVER on purpose drive an uninsured vehicle.

What will your insurance company cover on your salvage title car if in an accident?

in most states, even if a salvaged vehicle has been repaired it is still a ‘branded’ title…and thus worth less…….in the states i work in a fully repaired salvaged title vehicle is worth anywhere from 30-50% less on a total loss, (reduces the actual cash value)……..now, if salvaged vehicle say is worth 4k and damages are 1k, then they will repair the bruised portion……

Does your insurance company have to cover your car after they said it was a total loss in California?

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Response .
Time to break out the policy and have a look. Most the time they will not give you enough to pay off your current loan. Even however your car is no longer salvageable, you still are responsible to pay for the remainder of your loan.

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Should the company or your private insurance cover repairs to a rental car if while on business travel got a DUI?

Response .
I think that you are the one that is going to pay. It was you that got the DUI and not your company. Good luck to you and be careful:).
However if you are on Business Travel your Business Liability Policy may have Wielded and Non Possessed Hired Auto Coverage,,

If an unlicensed driver is in an accident with an insured car will the insurance company still cover the harm?

Reaction .
Most likely yes.. but your rates are going up, and the driver will be cited.

Is there accident insurance available that covers a person when the car they are railing in is uninsured?

Response .
I am assuming you are referring to bodily injuries. .
There are, indeed, other remedies available..
1. If you have PIP or MedPay on your own auto policy, it will pay for reasonable and necessary medical expenses up to policy boundaries. ONE CAVEAT: This is state dependent, and mandatory in some states. In no more than two or three states, PIP (Individual Injury Protection) is mandatory and the coverage from the holder of the vehicle is ALWAYS primary. Fresh York is an example..
2. Private or group health insurance will cover any injuries sustained. They will pay without question because it is a contractual coverage and the policy says they will cover specified expenses. They WILL, however, then ‘subrogate’ (recover paid amounts from) any available carrier that insures the patient for that loss. The sequence would be as goes after: They would turn to the patient’s carrier very first (for PIP or Medpay) because that is a contractual coverage and they MUST reimburse if the coverage is in place. (They may do some negotiations of their own, but it will not affect the policyholder.) If that is not in place, or is not enough coverage to pay all the bills, they will go directly to the unisured motorist in whose vehicle you were railing.

Will insurance cover if you if you hit a car with a company truck?

Insurance .
Well if the company you’re working for possesses common sense, they’ll have insurance policies on ALL of their vehicles. So, yes you should be covered.

Will your insurance company cover you if you are driving a rental car?

Response .
In most cases, yes, but check with your present insurance agent to make certain.

Does car insurance cover towing travel trailer in Texas?

It’s always best to get an extra “rider” on your auto insurance when towing a travel trailer, especially one that you don’t own. If you do own such a trailer, you would already have insurance on it and would not need the “rider” attachment.

What sorts of car insurance cover are available from The Travelers Indemnity Company?

Are you covered by your insurance if you travel abroad?

This is possible with few insurance companies as BUPA in the UK or Blue Cross Blue Shield Global and Unicare Global in the United States.

Should i sign the Total release of all claims with indemnity from Progressive if i still have to see doctors from a car accident i was involve in or should i turn this form in to my insurance company?

i am going through this right now with Progressive. One of their insurers hit me. I made sure i witnessed all necessary doctors and got all my test done before signing this form. If you sign you cannot expex them to pay any medical bills after the date you sign. you will be responsible for them yourself! Do not lodge until you know what your injuries are if they are going to be long term this way you can know how much to ask for for anguish and suffering, bodily injuries things of that nature. Also if you are missing work they will give you that back once you lodge and if you think they are messing around just get an attorney! The adjuster i have is truly good but he is a rapid talker so you have to be careful. They would rather lodge than to go to court.

Should insurance companies cover car accidents in the case of DWIs?

That’s a private opinion but the person who is driving under the influence, not not at all that person’s insurance shouldn’t have to pay for it. If there was a victim involved, that other person’s insurance company should pay the victim and maybe arrange for the person with the DWI to pay them back, or if so the person who did the DWI pays the victim.

What insurance company covers circumcision?

Many of them now don’t cover routine circumcision, but most will cover it to correct a problem. There enough debate about its benefits to let insurance companies classify circ’ing as not necessary. For adult boys, if it’s just to look better, it’s cosmetic and very infrequently covered. For infants, most companies would also say it’s cosmetic. I I don’t know how insurance companies look at circ’ing for religious reasons. (Jews and Muslims almost always circ infants)

Will insurance company cover harm to parents car when unlicensed teenager crashes?

No. Unless you had the teenager on your policy, but at the same time you knew that the teenager was unlicensed! So, get the teenager licensed and put him on your ins. policy and then train him how to driver securely and not crash.

What do you do if the at fault drives insurance company denies to cover damages to your car?

That’s your insurance companies problem, let them deal direct with them on your behalf (their job) and the two can determine which one pays. Just get some estimates and have the deductible ready.

What does professional indemnity cover in liability insurance?

Professional indemnity insurance pays for the legal costs and any judgments up to the coverage limit. Also it may help with conducting an investigation to help with your case.

Does professional indemnity cover any type of insurance?

No, professional indemnity doesn’t cover just any type of insurance. It’s insurance that covers your professional life. So, everybody gets car insurance but it wouldn’t be included under professional indemnity unless your car was a work asset, like for a traveling salesman.

What does travel insurance cover?

Travel insurance covers a broad diversity of events. The insurance covers tour cancellation if travelling by air, luggage loss and loss of life if applicable.

Is travel insurance available in UK?

Yes travel insurance is available in the UK. Travel insurance can cover lost items, cancellations and even medical costs. Of course, there are different packages and different costs. Therefore, attempt to pick the package that covers your needs at the best price.

What does ski travel insurance cover?

Ski travel isnurace covers interruption and cancellation, as well as medical expenss in the event of an injury or illness while travelling. Airflight insurance and baggage protections are also covered.

What does indemnity insurance cover on a property for sale that hasn’t got planning permission?

You will have to look at your policy. It will detail all thecoverage you purchased.

Which companies suggest professional indemnity insurance?

Hiscox provides excellent and secure indemnity insurance for all people. They are a secure and profession corporation and will provide you with good service.

What sorts of car insurance cover are available from The Travelers Indemnity Company?

Where can you get a quote for professional indemnity Insurance with US cover?

I would recommend going to an independent insurance broker, there are a number of these on the web who can provide advice and quotes for contractors who work in the USA as well as worldwide. Your policy wording must be Worldwide Jurisdiction not Worldwide excluding USA & Canada.

Will your car insurance cover if you have a wreck on company time and you are not driving one of their cars?

Check your policy, it may have a clause that says it does not coverthe vehicle when it is being used for commercial/business purposes.

What does amex travel insurance cover?

“It covers ones baggage that is checked onto the plain. It also covers flyers when they need to make last minute switches to their flight or just need to cancel. There are also packages that cover medical, and car rental as well.”

What does Saga travel insurance cover?

“Saga Travel Insurance offers coverage when you are traveling to other countries. If you had travel insurance, and you got sick or lost your belongings in a another country it would be covered.”

What does overseas travel insurance cover?

“While each insurance provider is unique and covers many different things, some of the most common things that travel insurance covers are: lost or stolen baggage; tour cancellation due to illness, death, or job loss; medical emergencies that may occur while traveling; medical evacuation; and interruption of your journey due to emergencies.”

What sort of things does HMO Insurance cover?

“HMO insurance covers a multitude of things depending on the policy and the inquirer. Hospital deductibles are very low, and co-pay doctor visits are very affordable. HMO also covers many pre-existing conditions and does not request lengthy paperwork, however they have a limited choice of locations.”

What does indemnity mean in car insurance?

It means the purpose who was not at fault will be compensated for the harm the at-fault party caused.

Which car insurance company cover car vandalism?

Most auto carriers suggest the product for fire and theft known as comprehensive. Depending on the state because of risk, comprehensive can be relatively inexpensive and is included when three main factors known as utter coverage are employed, being liability, collision, comprehensive.

Does scraping a rental car which is fully covered by the rental company affect your insurance rate?

Rental cars have dents and scrapes all over them, but are covered up with a little paint. Maybe they can be dated and traced back to you, maybe not.

What sort of insurance will cover me if my property is stolen out of a friend’s car?

This indeed depends on place to place, as per covers suggested. There are addon covers to insure property in the car, which has to be opted for when taking the insurance for extra premium. However do check the exclusions as some do not cover certain items like jewellery, cash etc; Also if its a laptop insured with your office or home insurance package, as portable item, it can be claimed.

What does it mean when your auto insurance company wants to put your policy under indemnity?

I don’t believe it was explained to you correctly. You most likely received a notice of cancellation from your insurance company and someone in the office told you they were going to put you in their indemnity company. Many direct writer insurance companies have a 2nd company that they either have a entirely different name or it may have a similar name to the main company. Allstate for example has Allstate Insurance Company and Allstate Indemnity Insurance for people who have had too many claims or tickets and no longer fit the preferred companies guidelines.

What insurance companies cover harm from a car wreck?

There are many insurance companies which provide coverage on wrecked vehicles. Typically, these vehicles will need to be fully insurance. Liability insurance does not cover a wreck. Geico, Progressive, Allstate, and State Farm all have policies which cover a vehicle in case of a wreck.

What sorts of car insurance cover are available from The Travelers Indemnity Company?

Will your insurance company cover your car in a DUI?

Most likely not. Driving tipsy is a disturbance of both the law and your insurance provider’s terms and conditions.

What does holiday travel insurance cover?

In many instances, holiday travel insurance covers cancelled flights, lost luggage/baggage, and certain medical situations. It is significant to understand what coverage is specifically provided as it could be the difference in being stranded in a foreign location.

What is usually covered by the insurance sold by rental car companies?

Insurance which is sold by rental car companies usually covers harm or liability while driving the vehicle. The insurance does not generally cover any goods that are stolen while locked up in the vehicle. There are different types of insurance which are suggested. The best insurance to get is comprehensive and collision coverage.

Which insurance companies will cover a classic car?

Geico, AMIG, 21st Century, The Hartford and Hagerty are some of the insurance companies that will insure classic cars. Classic car insurance is treated differently than regular car insurance, so one needs to make sure they fully understand the coverage and limitations before purchasing.

What mass car insurance policies are available to a company?

Some companies that suggest commercial car insurance policies for businesses include Progressive, Nationwide, State Farm, and Travelers. Each company offers various policies, and one can find more information on these policies and compare prices by visiting the insurance companies’ websites.

What type of insurance cover is a professional indemnity?

The professional indemnity insurance covers businesses and individuals who specialize in providing services. Professional indemnity insurance helps those who are accused of negligence or malpractice.

Which insurance company will ambulance cover?

Normal medical care usually doesn’t cover the cost for ambulance. It is significant to check with any local or national private insurance company if they cover ambulance fees or not, as some people who opt for private insurance assume the ambulance is also covered, but later detect the opposite.

What do travel cancellation insurances cover?

Travel cancellation insurance can be purchased with various options. It will provide reimbursement of prepaid nonrefundable excursion costs when you need to cancel or postpone your scheduled journey. Depending on the type of travel cancellation insurance you purchase you must conform with the list of covered reasons for cancellation if you do not purchase an insurance which covers cancellation for any reason. This option is more expensive but does not limit the reasons for cancellation of your travel plans.

What car insurance companies are available in Mexico?

Insurance companies that are available in Mexico are International Insurance Group, Ajo Mexican Insurance and Mexico Insurance Services. A good place to review the options is on the Mexico Mike website.

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Why do car insurance companies provide a cover note?

Car Insurance Companies usually provide a Cover Note to confirmthat the asset has been insured – it is a document confirming theinsurance as well as what the policy is and what it covers.But idint find in Reliance Car Insurance Cover note.

What sort of insurance is Competition Car Insurance?

Competition Car Insurance is solely provided to the individuals, companies, and vehicles used in official motorsports such as Nascar. Since the companies concentrate is so specific, they are able to suggest more competitive rates than an average insurance provider.

Can Workmans compenstaion cover you while travelling in a company car to and from work?

Commuting to and from work will not be covered by workman’s compensation and just because you are driving a company wielded vehicle does not mean that you are at work. If you are a salesman who is provided a company vehicle and you leave your home and instantaneously call on clients you would be considered at work when you left the home. If you report to the office very first before beginning your work day then you would not be at work when leaving your home.

Do you need to get an umbrella policy from the same insurance company that covers your car and home insurance?

Yes. Most companies that suggest umbrella or excess liability policies will not suggest such a policy unless they also insure your home and or vehicles. The reason for this is that under the policy you are required to carry policies on your home and vehicles but are required to carry certain thresholds of liability on these policies. It s much lighter for the company to monitor these policies and required boundaries if they treat these policies. There are some companies that will write these separately but the prices are much higher under these circumstances.

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